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A product is a standardized, named data set you can query (read) and — for certificate products — furnish (write) through the network. Every product gives all participants a common schema for one verification domain, so data furnished by one participant can be queried by another without bespoke integration. This tab is the high-level outline of each product. For request anatomy, 200 vs 204 semantics, billing, and the X-Ref-Id header, see Network consumption.

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The catalog

SOLO offers five products, in two categories. The exact set available to you depends on the networks you belong to.

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Two families

  • Certificates are consolidated verification results assembled from data furnished by network participants. Querying one can issue a reusable certificate for the subject, and returns 204 No Content when the available data cannot satisfy the policy.
  • Lists are read-only yes/no checks against flagged individuals. They always return 200 OK, with a clean result expressed as "is_listed": false.

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The query / furnish pattern

Query

Read consolidated data for an entity, drawn from what authorized participants have furnished. Requires a consent ID or a direct profile reference.

Furnish

Contribute verified data for an entity into a network, making it available for future queries by entitled participants.
There is also one utility endpoint that is not a product query: POST /v1/products/check, the non-billable coverage check, which reports whether the furnished data for a subject can satisfy a policy before you run a billable query.

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How products relate to networks and policies

A product defines what data exists — its models, fields, and types. A network decides which products it offers to its members. A querying policy defines, per network, which parts of a product a query may read and under what conditions. The same product can behave differently in two networks because each network attaches its own policies.

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Choosing a product

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Product deep dives

KYC Certificate

Consolidated consumer identity verification — up to nine sub-products.

KYB Certificate

Business identity, ownership & control, and risk/compliance in one certificate.

Bank-Specific Bad Actor List

Sponsor-bank-scoped repeat-offender screening.

Cross-Bank Financial Crimes Watch List

314(b) consortium financial-crimes signals.

Confirmed Fraud Attribute List

Discrete identifying attributes tied to confirmed fraud events.

Coverage Check

Non-billable pre-flight: can this query succeed under this policy?