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A product is a standardized, named data set you can query (read) and, for certificate products, furnish (write) through the network. Every product gives all participants a common schema for one verification domain, so data furnished by one participant can be queried by another without bespoke integration. This tab is the high-level outline of each product. For request anatomy, 200 vs 204 semantics, billing, and the X-Ref-Id header, see Network consumption.

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The catalog

SOLO offers four queryable products in two categories, plus a non-billable coverage check utility.

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Two families

  • Certificates are consolidated verification results assembled from data furnished by network participants. A query that resolves every part of the certificate issues a certificate for the subject; otherwise it returns 204 No Content.
  • Lists are read-only checks for listings furnished about a consumer. They always return 200 OK, with a clean result expressed as "is_listed": false.

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The query / furnish pattern

Query

Read consolidated data for a subject, drawn from what participants have furnished to the networks you query. Requires a consent ID or a direct profile reference.

Furnish

Contribute verified data for a subject into a network, making it available to future queries in that network.
Two non-billable utilities sit alongside the product queries:
  • POST /v1/products/{kyc,kyb}_certificate_snapshot/query/soft — a soft check that runs the certificate query as a dry run and reports whether a certificate would be issued, without returning any subject data.
  • POST /v1/products/check — the coverage check, which reports, per furnishing institution, which of a product’s fields it has furnished for the subject.

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How products relate to networks and policies

A product defines what data exists: its models, fields, and types. A network lists the products it offers to its members. A querying policy filters which furnished records a certificate query may use, for example how recent a verification must be. The same product can therefore produce different results in two networks that apply different policies.

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Choosing a product

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Product deep dives

KYC Certificate Snapshot

Consolidated consumer identity verification in nine sub-products.

KYB Certificate Snapshot

Business identity, ownership & control, and risk/compliance in one certificate.

Bank-Specific Bad Actor List

Bad actor screening within a sponsor bank’s network.

314(b) Cross-Bank Financial Crimes Watch List

Financial-crimes reports shared across participating banks.

Coverage Check

Non-billable, per-furnisher view of which fields are on file.